What does homeowners insurance have to do with Ladder Safety Month? Well… falling from a ladder is fairly common (annually, 500,000 people are treated). People often assume that their homeowners insurance covers anything that happens in and around their home, including the people living inside. There are some limits. A home insurance policy is designed to cover your home and belongings (things), and the injuries […]

Home improvement and return on investment (ROI). Do these two things go together? – [see infographic below] We all have a few little things that we’d like to change about our home, right? But, have you considered that not all improvements are actually financially wise. Consider your Return On Investment (ROI). Just because it’s a significant home improvement doesn’t mean that it will pay for […]

Homeowner’s insurance is a necessity, for all property owners. For instance, it might not be required by law, but if you borrow money to buy a home, your mortgage lender will most usually require you to have homeowner’s insurance. This helps to protect their investment and yours. If your home loan is completely paid off, it’s still smart to continue homeowner’s insurance. You want to […]

Why Is Lubbock Texas A Great Place To Live? Watch the video to see just a few of the reasons. [this article has been reformatted from an earlier piece] City of Lubbock Lubbock is the 11th largest city in the state of Texas. Lubbock falls in the top 100 most populated cities in the United States with a population of more than 300,000 people. In […]