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Hettler Insurance Agency

4.5

Based on 31 reviews

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blaine bearman

10:52 03 Nov 22

This was my first time going through an insurance agency, Ron was absolutely amazing!!! I got exactly what I was looking for with Ron's help!! He was very nice and helpful and wanted to help me!! Thank you Ron for this... experience and for helping me get health insurance for my children!! I highly recommend this place for anyone!!!read more

Morgan Cook

15:02 24 Jun 22

If you are looking for an insurance agency you can trust, look no further than Hettler Insurance. Meghan and the team are refreshingly professional and easy to work with. I was with my previous insurance agency for two... years, but they were no match for Meghan at Hettler. She was able to find the same policy/coverage with a significantly lower premium (with the potential for even more savings after 90 days). Every one of the staff is courteous, attentive, and helpful. Thanks Meghan and everyone at Hettler!read more

Weijun Huang

20:48 01 Jan 20

A friend recommended Hettler Insurance Agency for my family’s health insurance last year. As new immigrants, we got totally lost with what we can choose and how. Mr. Hettler has been so patient to us with full... explanation of the policies and all the guidance we need. We are very thankful to him with the insurance package we get. This is the company where the staff are very friendly and they always know what the customers need.read more

Chuck Lanehart

02:00 15 Dec 19

Ron Hettler and his staff are the best. I have used Ron for personal and business insurance for 20+ years, with no regrets. Recently he helped me sign up for Medicare supplemental insurance. We spent a good hour going... over the endless inane paperwork, even though I know his compensation for this is next to nothing. Good people, good insurance.read more

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Hettler Insurance Agency

Independent Lubbock Insurance Agency providing Texans with Auto, Home, Business, Health, Life insurance in Lubbock Texas. Self-service Life Insurance Quote GetLifePolicy.com New office at 4720 S Loop 289, Lubbock, Texas 79414 806-798-7800

Hettler Insurance Agency is at Hettler Insurance Agency.

7 days ago

Staged crashes, fake insurance agents, and inflated repair bills don't just hurt the victims. Texas auto insurance fraud raises premiums for every honest driver. Ron Hettler, CIC (Certified Insurance Counselor) explains how to protect yourself:KNOW THE SCHEMES• Swoop-and-squat: a car cuts in and slams the brakes so you rear-end it• Drive-down: someone waves you in, then hits you and denies it• Ghost brokers: fake agents who take your money and never buy coverage• Inflated repair, towing, and "free" windshield scamsVERIFY BEFORE YOU PAY• Check the agent's license with the Texas Department of Insurance• Never pay for insurance through Venmo, Cash App, or Zelle• Call the carrier to confirm your policy was actually issuedAFTER A SUSPICIOUS CRASH• Photograph everything and save original dashcam footage• Get the police report number• Decline unsolicited tow trucks and call your insurer firstREPORT ITContact your insurer's fraud unit, the NICB at 1-800-TEL-NICB, or text "Fraud" to 847411. Tips can be anonymous.HOW HETTLER HELPSWe confirm your policy is real, help organize your documentation, and route fraud concerns to the right contact at the carrier.Get Better. Get Hettler.Read the full guide: hettlerinsurance.com/2023/01/11/auto-insurance-fraud/(806) 798-78004720 S Loop 289, Lubbock, TX 79414#InsuranceFraud #AutoInsurance #StagedCrash #TexasDrivers #Lubbock #HettlerInsurance #GetHettler 🚨 ... See MoreSee Less

Auto Insurance Fraud: How to Spot, Prevent, and Report It [Updated]

hettlerinsurance.com

TL;DR summary: Auto insurance fraud involves intentionally providing false or misleading information to gain unjust benefits and is a serious crime nationwide. Recognizing common schemes and red flags...

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Hettler Insurance Agency is at Hettler Insurance Agency.

7 days ago

Did you know your permanent life insurance policy could be a source of cash for a loan from life insurance? Ron Hettler, CIC (Certified Insurance Counselor) explains what every policy owner should know before borrowing:WHO QUALIFIES• Whole life, universal life, IUL, and VUL policies with cash value• Term life does not build cash value and can't be borrowed against• No credit check, no bank approvalHOW MUCH YOU CAN BORROWMost insurers cap loans at 75%–90% of your available cash value, leaving a buffer for accruing interest.THE HIDDEN RISKUnpaid interest compounds onto your loan balance. If it outgrows your cash value and the policy lapses, the IRS can treat the balance as taxable income.PROTECT YOUR COVERAGE• Pay at least the interest each year• Review your loan balance annually• Keep premiums current• Remember: any unpaid balance reduces your family's death benefitPRO TIP FROM RON"Ask your insurer for a loan illustration that projects your balance under three scenarios: interest-only payments, no payments, and full principal-plus-interest payments. Seeing those numbers side by side makes the compounding risk concrete."HOW HETTLER HELPSWe review your policy, run loan illustrations, and walk you through your options before you sign anything. No extra fee.Get Better. Get Hettler.Read the full guide: hettlerinsurance.com/2026/10/02/loan-from-life-insurance/(806) 798-78004720 S Loop 289, Lubbock, TX 79414#LifeInsurance #PolicyLoan #CashValue #FinancialPlanning #Lubbock #HettlerInsurance #GetHettler 💡 ... See MoreSee Less

Loan from Life Insurance: What Policy Owners Need to Know

hettlerinsurance.com

TL;DR summary: You can borrow from your permanent life insurance policy using the cash value as collateral without a credit check or lengthy approval process. Unpaid interest can compound over time, r...

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Hettler Insurance Agency is at Hettler Insurance Agency.

7 days ago

Shopping for Lubbock TX auto insurance? Here's what local drivers should know before comparing quotes, from Ron Hettler, CIC (Certified Insurance Counselor):WHAT TEXAS REQUIRES• 30/60/25 liability: $30,000 per person, $60,000 per accident, $25,000 property damage• Those limits pay the other driver's costs, not your own car• A minimum policy won't cover hail damageWHY HAIL CHANGES THE MATHWest Texas storms make comprehensive coverage a practical necessity for most Lubbock drivers with a vehicle worth protecting.WAYS TO LOWER YOUR RATE• Bundle home (or renters) and auto• Ask for every discount at renewal• Consider a higher deductible you can actually afford• Look into safe-driver and telematics programsPRO TIP FROM RON"Never compare quotes on price alone. Two policies at the same monthly cost can have very different liability limits, deductibles, and exclusions. Compare the declarations pages side by side."HOW HETTLER HELPSWe compare 30+ top-rated carriers for your profile at no added cost, and we're right here in Lubbock when a claim hits.Get Better. Get Hettler.Read the full guide: hettlerinsurance.com/2026/10/01/lubbock-tx-auto-insurance/(806) 798-78004720 S Loop 289, Lubbock, TX 79414#LubbockTX #AutoInsurance #TexasDrivers #WestTexas #HailSeason #HettlerInsurance #GetHettler 🚗 ... See MoreSee Less

Lubbock TX Auto Insurance: Compare Local Rates and Save

hettlerinsurance.com

TL;DR summary: For most Lubbock drivers, a local independent agent like Hettler Insurance Agency is the fastest path to the right coverage at the right price, comparing 30+ top-rated carriers at no ad...

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