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Hartford to launch new homeowners policy
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Hartford to launch new homeowners policy
Tags: hartford insurance, Lubbock Home Insurance, lubbock homeowners|
On July 9th, 2011, Hartford Insurance has announced they will begin offering a new home protection product. This new policy will have the option of covering mechanical systems such as air conditioners and refrigerators for mechanical breakdown. (Refer to policy for complete details.)

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Hettler Insurance Agency

4.5

Based on 31 reviews

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blaine bearman

10:52 03 Nov 22

This was my first time going through an insurance agency, Ron was absolutely amazing!!! I got exactly what I was looking for with Ron's help!! He was very nice and helpful and wanted to help me!! Thank you Ron for this... experience and for helping me get health insurance for my children!! I highly recommend this place for anyone!!!read more

Morgan Cook

15:02 24 Jun 22

If you are looking for an insurance agency you can trust, look no further than Hettler Insurance. Meghan and the team are refreshingly professional and easy to work with. I was with my previous insurance agency for two... years, but they were no match for Meghan at Hettler. She was able to find the same policy/coverage with a significantly lower premium (with the potential for even more savings after 90 days). Every one of the staff is courteous, attentive, and helpful. Thanks Meghan and everyone at Hettler!read more

Weijun Huang

20:48 01 Jan 20

A friend recommended Hettler Insurance Agency for my family’s health insurance last year. As new immigrants, we got totally lost with what we can choose and how. Mr. Hettler has been so patient to us with full... explanation of the policies and all the guidance we need. We are very thankful to him with the insurance package we get. This is the company where the staff are very friendly and they always know what the customers need.read more

Chuck Lanehart

02:00 15 Dec 19

Ron Hettler and his staff are the best. I have used Ron for personal and business insurance for 20+ years, with no regrets. Recently he helped me sign up for Medicare supplemental insurance. We spent a good hour going... over the endless inane paperwork, even though I know his compensation for this is next to nothing. Good people, good insurance.read more

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Hettler Insurance Agency

Independent Lubbock Insurance Agency providing Texans with Auto, Home, Business, Health, Life insurance in Lubbock Texas. Self-service Life Insurance Quote GetLifePolicy.com New office at 4720 S Loop 289, Lubbock, Texas 79414 806-798-7800

Hettler Insurance Agency is at Hettler Insurance Agency.

14 hours ago

🔨 Texas is one of the few states with NO statewide mandate requiring general contractors to carry insurance. That sounds like good news — until you realize what it actually means: you can win a bid, start a job, and face a lawsuit that wipes out everything you've built, with no legal safety net in sight.Here's what every Lubbock and West Texas contractor needs to know: even when the state doesn't require coverage, your CLIENTS will. Most Texas commercial clients and GCs demand $1M general liability per occurrence ($2M aggregate), a certificate of insurance naming them as additional insured, and proof of workers' comp for everyone on site. Roofing and high-risk trades often face $2M GL minimums plus pollution liability.The contractor insurance bundle: General Liability (third-party injury/damage), Workers' Comp (mandatory on government work, risky to skip elsewhere), Equipment Coverage (theft, damage, loss of tools), and E&O (covers professional mistakes — claims-made trigger, so DON'T let it lapse).Ron and Meghan Hettler, both CIC (Certified Insurance Counselors). Get Hettler, Get Better.📞 (806) 798-7800📍 4720 S Loop 289, Lubbock, TX 79414🔗 hettlerinsurance.com/2026/06/12/what-is-contractor-insurance-texas-business/#TexasContractors #ContractorInsurance #LubbockTX #GeneralLiability #WorkersComp #ConstructionTX #WestTexasBusiness 🤝 ... See MoreSee Less

What is contractor insurance? Safeguard your Texas business

hettlerinsurance.com

TL;DR summary:Texas lacks a statewide requirement, but local and client mandates make contractor insurance essential.Key policies include general liability, workers’ comp, equipment coverage, and er...

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Hettler Insurance Agency is at Hettler Insurance Agency.

20 hours ago

🩺 Most Texas small business owners assume they either must offer health insurance or can't afford to. Neither is fully true. Businesses under 50 full-time equivalents are NOT legally required to provide coverage under the ACA — but offering it can unlock real tax savings, improve retention, and make your business more competitive.Here's what most Lubbock owners miss: there's more than just "group health." Modern options include the ICHRA (Individual Coverage HRA — no contribution cap, scales with any size), QSEHRA (capped at $6,350/individual or $12,800/family in 2026, for businesses under 50 with no group plan), self-funded plans, and MEC plans for rural, seasonal, or part-time workers. Eligible small employers may also qualify for tax credits covering up to 50% of premiums via the SHOP Marketplace.One gotcha to know: if you put employees on an "affordable" ICHRA, they lose eligibility for individual marketplace subsidies. We help West Texas owners model that trade-off before switching.Ron and Meghan Hettler, both CIC (Certified Insurance Counselors). Get Hettler, Get Better.📞 (806) 798-7800📍 4720 S Loop 289, Lubbock, TX 79414🔗 hettlerinsurance.com/2026/04/20/health-insurance-options-small-businesses-texas/#TexasSmallBusiness #HealthInsurance #LubbockTX #ICHRA #QSEHRA #EmployeeBenefits #WestTexasBusiness 🤝 ... See MoreSee Less

Health insurance options for small businesses in Texas

hettlerinsurance.com

TL;DR summary: Small Texas businesses are not required to offer health insurance but can benefit from tax savings and retention. Options like HRAs, QSEHRA, and individual plans often provide more flex...

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Hettler Insurance Agency

21 hours ago

#fridayfeels Smile, it's Friday! You feel so much better when you smile! 😀 Then that smile turns to laughter. Weekend ye#getbettertogethere#freeautoquoteq#hettlerinsurancedotcomo#shoplocall#insuranceagenta#insurancequoteq#homeinsurancer#autoinsurancer#PropertyInsurancer#BusinessInsurancerance ... See MoreSee Less

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Hartford to launch new homeowners policy

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