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Insuring a Tiny House in Texas

The Tiny House Trend Most people have heard of the tiny house trend. But just how tiny are these homes? There’s no official definition, but most people consider a house less than 400 square feet as tiny. The average tiny house is only 186 square feet. This includes the living area, bathroom, kitchen and sleeping loft. Compare this to the average American house, which is [...more]

By |2017-04-20T01:27:44-05:00April 20, 2017|Home Insurance|Comments Off on Insuring a Tiny House in Texas

Protecting Your Property for Storms in Lubbock

Now that the year is almost over, it’s time to evaluate 2016’s storm season in Lubbock and the greater south plains. We interviewed Joel Mowery, Co-Owner of SERVPRO of Southwest Lubbock. Together with Ron Hettler, President of Hettler Insurance, we have two experts on protecting property and restoring what is lost after a disaster. […more]

By |2016-12-06T23:34:19-06:00December 6, 2016|Business Insurance, Flood Insurance, Home Insurance, Renters Insurance|Comments Off on Protecting Your Property for Storms in Lubbock

Free Market Insurance Reform

The following is an outline for free market insurance reform, written by Ron Hettler, an insurance broker that understands the health insurance marketplace, problems with the Affordable Care Act and possible solutions. Areas for Free Market Insurance Reform include Insurance, Medical Providers, Share Responsibility Penalty, Tax Credit Transition and Networks. […more]

By |2016-11-26T22:14:41-06:00November 26, 2016|Health Insurance|Comments Off on Free Market Insurance Reform

The Spookiest Halloween Insurance Claims

 Halloween is known for bats, vampires, ghosts, witches, candy, and… insurance claims? These can be the spookiest of all. And Halloween is one of the biggest days for the kind of trickery that leads to insurance claims. […more]

By |2016-10-27T21:36:55-05:00October 27, 2016|Health Insurance, Home Insurance, Renters Insurance|Comments Off on The Spookiest Halloween Insurance Claims

Will Health Insurance Improve or Get Worse Under Clinton?

Has there been a more politically divisive time in American history? Well, there was the Civil War. But otherwise, things are pretty grim in the world of Democrats vs. Republicans. So when we speculate about whether the insurance situation can improve under a Hillary Clinton presidency, we have to consider her friction with a Republican Congress. […more]

By |2016-10-10T21:49:56-05:00October 10, 2016|Health Insurance|Comments Off on Will Health Insurance Improve or Get Worse Under Clinton?

How Will Climate Change Affect Insurance in Texas?

All Texans know that we live in the greatest state on earth. As such, we don’t like to be bothered by problems that divert us from advancing our business, socializing or just relaxing with some Friday night football. So it’s no wonder that many folks don’t want to face the frightening and highly inconvenient problem of climate change. But it’s here, and a spate of [...more]

By |2016-09-27T21:31:36-05:00September 27, 2016|Business Insurance, Home Insurance|Comments Off on How Will Climate Change Affect Insurance in Texas?

Choosing a Texas Based Insurance Carrier

Texas’ insurance market is the world’s 12th largest based on premium volume, and 400 insurance companies are headquartered in the Lone Star State, according to the Insurance Journal. These range from the very large, such as USAA, to specialty companies, like Tokio Marine, which started out in aviation covering antique warbirds, corporate jets, and even homemade private planes. Just about any kind of insurance coverage [...more]

By |2016-09-02T02:27:58-05:00September 2, 2016|Insurance Advice, Texas|Comments Off on Choosing a Texas Based Insurance Carrier

Business Owners Need Workers’ Compensation Too

Most of the business owners around Lubbock, exclude coverage for themselves and other executives in their workers’ compensation policy. It seems that many owners don’t like the idea of getting hurt or don’t believe that an accident will befall them. […more]

By |2023-04-04T11:17:54-05:00August 2, 2016|Business Insurance, Workers' Compensation|Comments Off on Business Owners Need Workers’ Compensation Too

Solar Powered Homeowners Insurance in Texas

Solar energy has become increasingly popular across the US. According to the Solar Energy Industries Association, solar panel installation increased 16 percent from 2014 to 2015. More impressive, for the first time, solar overtook natural gas in new installations. […more]

By |2016-07-14T21:45:26-05:00July 14, 2016|Home Insurance|Comments Off on Solar Powered Homeowners Insurance in Texas

Top 4 Insurance Risks for July 4th

The Fourth of July can be an exciting time to celebrate our nation’s history. On Monday, many of us will get off work and celebrate with friends and family – grilling burgers and brats, hosting parties, and lighting fireworks. Unfortunately, this holiday can also be dangerous and should be treated with caution. There are a variety of insurance claims that occur on July 4th, some [...more]

By |2016-07-01T12:35:54-05:00July 1, 2016|Auto Insurance, Home Insurance, Umbrella Liability|Comments Off on Top 4 Insurance Risks for July 4th

What Happens to Healthcare if Clinton or Sanders Wins the White House?

If Hillary Clinton or Bernie Sanders wins the presidency, the U.S. will have Obamacare and then some. Especially if Sanders is elected. Both candidates have been very vocal – and quite detailed – about their plans for healthcare. […more]

By |2016-04-22T00:47:24-05:00April 22, 2016|Health Insurance|Comments Off on What Happens to Healthcare if Clinton or Sanders Wins the White House?

5 Ways to Stay Healthy Outdoors in Lubbock

Lubbock is a city of wide-open spaces and believe it or not, there are a variety of outdoor options to stay healthy. Don’t rely completely on health insurance, get some much needed exercise! Whether you prefer exercising on wheels, motors, or sturdy shoes, you can find an outdoor outlet in the Hub City. The plethora of gyms and activity centers can also give shelter in [...more]

By |2016-03-08T05:18:30-06:00March 8, 2016|Health Insurance, Lubbock|Comments Off on 5 Ways to Stay Healthy Outdoors in Lubbock

What Happens to Health Insurance if Cruz or Trump Wins?

President Obama’s Affordable Care Act has been one of the most divisive laws in recent memory. As Super Tuesday revealed, Trump and Cruz have the highest probability of securing the Republican nomination. For the sake of brevity, let’s leave out Rubio and democratic candidates and focus on how Cruz and Trump plan to tackle Obamacare. […more]

By |2016-03-03T23:50:10-06:00March 3, 2016|Health Insurance|Comments Off on What Happens to Health Insurance if Cruz or Trump Wins?

How Can Open Carry Affect Insurance for Texas Businesses?

Open carry legislation went into effect in Texas on January 1, 2016. This means that ordinary citizens with an existing concealed handgun license, can openly carry their firearms in public. There are several exceptions, including college campuses, federal and state owned land and in businesses that overtly prohibit open carry. While Texas is by no means the first state to allow open carry, it’s the [...more]

By |2023-04-04T11:22:17-05:00February 17, 2016|Business Insurance, General Liability|Comments Off on How Can Open Carry Affect Insurance for Texas Businesses?
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