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Child only Health Insurance
Tags: blue cross, blue cross blue shield of texas, Lubbock Health Insurance, Lubbock Independent agent, Lubbock Insurance, Lubbock Insurance Agency, Lubbock Insurance Agent, texas child insurance, texas health insurance, texas insurance agency, texas insurance agent|
If anyone needs to get a child only health insurance policy (in TX), there’s a program through Blue Cross that has a one time per year open enrollment period. The deadline is September 15th to enroll. No agents are involved.

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Hettler Insurance Agency

4.5

Based on 31 reviews

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blaine bearman

10:52 03 Nov 22

This was my first time going through an insurance agency, Ron was absolutely amazing!!! I got exactly what I was looking for with Ron's help!! He was very nice and helpful and wanted to help me!! Thank you Ron for this... experience and for helping me get health insurance for my children!! I highly recommend this place for anyone!!!read more

Morgan Cook

15:02 24 Jun 22

If you are looking for an insurance agency you can trust, look no further than Hettler Insurance. Meghan and the team are refreshingly professional and easy to work with. I was with my previous insurance agency for two... years, but they were no match for Meghan at Hettler. She was able to find the same policy/coverage with a significantly lower premium (with the potential for even more savings after 90 days). Every one of the staff is courteous, attentive, and helpful. Thanks Meghan and everyone at Hettler!read more

Weijun Huang

20:48 01 Jan 20

A friend recommended Hettler Insurance Agency for my family’s health insurance last year. As new immigrants, we got totally lost with what we can choose and how. Mr. Hettler has been so patient to us with full... explanation of the policies and all the guidance we need. We are very thankful to him with the insurance package we get. This is the company where the staff are very friendly and they always know what the customers need.read more

Chuck Lanehart

02:00 15 Dec 19

Ron Hettler and his staff are the best. I have used Ron for personal and business insurance for 20+ years, with no regrets. Recently he helped me sign up for Medicare supplemental insurance. We spent a good hour going... over the endless inane paperwork, even though I know his compensation for this is next to nothing. Good people, good insurance.read more

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Hettler Insurance Agency

Independent Lubbock Insurance Agency providing Texans with Auto, Home, Business, Health, Life insurance in Lubbock Texas. Self-service Life Insurance Quote GetLifePolicy.com New office at 4720 S Loop 289, Lubbock, Texas 79414 806-798-7800

Hettler Insurance Agency is at Hettler Insurance Agency.

6 days ago

👨‍👩‍👧‍👦 Texas families — has your health insurance bill given you sticker shock in 2026? You're not alone.After enhanced pandemic-era subsidies expired, ACA Marketplace premiums in Texas jumped about 35% this year. 💸 Low-income families below 150% FPL still get $0 premium Silver plans, but middle-income households are absorbing the full hit — and a family of four earning over $125,000 can now face premiums of $2,000+ per month.👉 hettlerinsurance.com/2026/03/29/texas-health-insurance-options-list-families-2026/ The good news? You have more options than you might think:🩺 ACA Bronze, Silver (with CSR!), Gold, and Platinum tiers👶 CHIP for kids in families up to 201% FPL🏥 Children's Medicaid at $0 premium for those under 133% FPL📱 Telehealth — now built into many 2026 plansCIC-certified independent agent Ron Hettler breaks down every Texas health insurance option, with a side-by-side comparison table and rural-county strategies 📞 Call us today: (806) 798-7800📍 4720 S Loop 289, Lubbock, #lubbockinsurancek#TexasHealthInsuranceh#ACA2026e#hettlerinsurancer#FamilyCoveragel#lubbocktx##westtexas#WestTexas ... See MoreSee Less

Texas Health Insurance Options List for Families in 2026

hettlerinsurance.com

Texas health insurance is not a one-size-fits-all decision. With ACA premiums rising roughly 35% in 2026 after enhanced subsidies expired, families and young professionals across the state are facing ...

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Hettler Insurance Agency is at Hettler Insurance Agency.

7 days ago

🏠⛈️ Has your Texas home insurance premium skyrocketed? You're not alone.The average Texas homeowner premium jumped from $1,646 in 2013 to $4,647 in 2024 — and Texas now runs about 113% above the national average. In 2023 alone, premiums rose 23%, the highest increase in the country.The two main culprits? 💸 Inflation (roofing materials are up 40% in 3 years) and ⛈️ weather catastrophes (Texas has seen more billion-dollar disasters than any other state). And Lubbock sits right in the heart of the Texas "Hail Belt."✅ The good news: there ARE things you can do — raise your deductible, improve your credit, install protective features, and make sure you're getting every discount you qualify for.Read the full breakdown from CIC-certified independent agent Ron Hettler 👉 hettlerinsurance.com/2024/08/29/why-texas-home-insurance-rises-every-year-video-kcbd-tv-news-lubb...📞 Call us today: (806) 798-7800📍 4720 S Loop 289, Lubbock, TX 79414#LubbockInsurance #TexasHomeInsurance #HettlerInsurance #IndependentAgent #HailBelt #LubbockTX #WestTexas ... See MoreSee Less

Why Texas Home Insurance Rises Every Year? - Video KCBD TV News Lubbock

hettlerinsurance.com

# home insurance, homeowners insurance, Lubbock home insurance, Texas home insurance, Texas homeowners insurance, independent insurance agent, Lubbock insurance, Hettler Insurance Agency (first publis...

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Hettler Insurance Agency is at Hettler Insurance Agency.

7 days ago

🏠 Does Your Texas Home Have a Percentage Deductible? Here's What You Need to Know Before Storm SeasonMany Texas homeowners believe they know their deductible — but there's a critical difference between a flat-dollar deductible and a percentage deductible that could cost you thousands when a storm hits. Read Full Blog Article at: hettlerinsurance.com/2026/05/06/how-percentage-deductibles-work-texas-homes/ A percentage deductible is calculated based on your home's insured value, not a fixed amount. That means if your home is insured for $400,000 and you have a 2% wind and hail deductible, you're responsible for the first $8,000 out of pocket before insurance pays a single dollar.✅ Percentage deductibles are common in Texas for wind and hail claims✅ Your deductible grows as your home's insured value increases over time✅ Many homeowners don't realize their deductible changed at renewal✅ A $9,000 roof repair with an $8,000 deductible means insurance pays very little✅ Lubbock and West Texas face recurring hail, windstorm, and severe weather risksHere's how the numbers can scale:• 1% on a $250,000 home = $2,500 deductible• 2% on a $400,000 home = $8,000 deductible• 3% on a $600,000 home = $18,000 deductibleThe smartest question to ask isn't "What's my premium?" — it's "What would I owe if a hailstorm hit my roof tomorrow?"Review your Declarations Page, Renewal Notices, and Endorsements to understand your current deductible structure. If anything is unclear, your local agent can walk you through the numbers before storm season arrives.At Hettler Insurance Agency, we've been helping Lubbock and West Texas homeowners understand their coverage for over 46 years.📞 806-798-7800🌐 hettlerinsurance.com ... See MoreSee Less

How Percentage Deductibles Work on Texas Homes

hettlerinsurance.com

How Percentage Deductibles Work on Texas Homes Many Texas homeowners know they have a deductible—but far fewer understand that some deductibles are based on a percentage of the insured value of the ...

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texas child insurance

Child only Health Insurance

Hettler Insurance Agency

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