In honor of Memorial Day, we’ll be closed on Monday, May 31st. But, we’ll be back in the office the next day (Tuesday). Memorial Day (a.k.a. Decoration Day) is a federal holiday marked annually on the last Monday of May. Memorial Day is a day that honors and remembers only those men and women who have died (lost their life) while serving in the military […]

Who likes paying for insurance? But, we have to pay for things that we need. True, you pay money monthly or yearly, and you rarely get anything back in return. Only when tragedy strikes do you feel like it was all worth it. The rest of the time, it really does seem like a money pit.

Top 12 List for Independent Insurance Agency, Plus A Bonus During some period of your life, you’ll probably need the services of an independent insurance agent, maybe in Lubbock, Texas. Let’s face it, auto, homeowners, business, health, disability, and life insurance can prevent financial disaster in times of crisis. And, good insurance is peace of mind. An outstanding insurance agent can help you protect all […]

The down and dirty answer to this question is almost always….MORE.  I’ve never met a widow or widower that said that their spouse had wasted money on life insurance.  I HAVE dealt with survivors scrambling to put enough money together just to get the deceased into the ground!

In the fall of 2009 I was called to send a life insurance proposal to my client on her husband.  She had asked for a couple of different amounts and was wondering what the cost would be for permanent coverage and term insurance.