Skip to content
NEWS TICKER:
Danger: FPE Panel Stab-Lok Circuit Breakers
NEWS:
Danger: FPE Panel Stab-Lok Circuit Breakers
4432 S Loop 289, Lubbock, TX 79414
Mon – Fri: 8:30am to 5pm
Auto, Home, Biz, Life, Health
Insurance in Lubbock, Texas | Car, Auto, Home, Business, Life, Health | 30 Years Experience | Hettler Insurance Agency
  • Home
  • About Us
    • Why Independent Agent
    • Reviews & Testimonials
    • Insurance FAQs
    • Insurance SAQs
    • Insurance Glossary
    • Helpful Links
  • Car Home Quote
  • Life Quote
  • Insurance
    • Auto Insurance
      • Free Auto Insurance Quote
      • Motorsport and ATV Insurance
      • Boat & Watercraft Insurance
      • RV & Mobile Home Insurance
    • Homeowners Insurance
      • Free Home Insurance Quote
      • Renters Insurance
        • Landlord Insurance
      • Condo Insurance
      • Flood Insurance
        • Storm and Hail Insurance
      • Earthquake Insurance
    • Business Insurance
      • Business Owners Policy
        • Commercial Liability Insurance
        • Commercial Property & Auto
        • Workers Comp Insurance
        • Cyber Security Insurance
      • Contractors Insurance
        • General Contractor Remodeler
        • Inland Marine Insurance
        • Builderโ€™s Insurance
          • Carpentry and Cabinets Installer Insurance
        • Electrician Insurance
        • HVAC Contractor Insurance
      • Used Car Dealer Texas
      • Hotel Insurance
        • Restaurant & Bar Owners
      • Medical Providers Insurance
    • Life/Health Insurance
      • Life insurance
      • Personal Umbrella Insurance
  • Blog | News
    • Lubbock Business News
    • FPE StabLok Breaker Panels
  • Contact
Call (806) 798-7800

Deductible

Home ยป Deductible
  • Should College Students Buy Renters Insurance? | Hettler Insurance Agency, Lubbock Texas
    Should College Students Buy Renters Insurance?
    Gallery
    Should College Students Buy Renters Insurance?
    Tags: Deductible, independent insurance agent, Insurance, landlord insurance, Liability, Renters Insurance|

    After the cost of tuition and books, a lot of college students may not be so eager to spend even more money to buy renters’ insurance. This might, usually, be a mistake. For a student living on-campus, they’re not probably worried about renters insurance. That is if their parents’ homeowner’s policy will cover any loss or damage to personal items. But, verify if the parents’ […]

    read more
  • Homeowners Insurance Protection | Hettler Insurance Agency, Lubbock Texas, Call 806-798-7800
    How To Prepare Before Buying Homeowners’ Insurance
    Gallery
    How To Prepare Before Buying Homeowners’ Insurance
    Tags: Coverage, Deductible, home insurance|

    Do your homework before getting homeowners’ insurance. Use this list and consult your independent insurance agent so they can do some comparison shopping for your home insurance. After you look over all the facts related to your dwelling, you and your agent will be prepared and ready to get the best deal on your homeowners’ insurance policy. How much you know about each of the […]

    read more
  • Car Insurance, Save Money, Less Risk | Hettler Insurance Agency, Lubbock Texas
    Save Money on Car Insurance While Taking Less Risk
    Gallery
    Save Money on Car Insurance While Taking Less Risk
    Tags: auto insurance, Deductible, Full Coverage, Liability|

    Why do you buy Auto Insurance?ย  “I have to” may be your response and that is so true.ย  Most states require auto liability insurance and almost all lenders require collision and other than collision coverage (the so-called “Full Coverage” option) on your car insurance. So, “I have to” isย a great reasonย but there is an even better reason….

    read more
Hettler Insurance Agency
Hettler Insurance Agency
4.5
Based on 31 reviews
powered by Google
review us on
blaine bearman
blaine bearman
10:52 03 Nov 22
This was my first time going through an insurance agency, Ron was absolutely amazing!!! I got exactly what I was looking for with Ron's help!! He was very nice and helpful and wanted to help me!! Thank you Ron for this... experience and for helping me get health insurance for my children!! I highly recommend this place for anyone!!!read more
Morgan Cook
Morgan Cook
15:02 24 Jun 22
If you are looking for an insurance agency you can trust, look no further than Hettler Insurance. Meghan and the team are refreshingly professional and easy to work with. I was with my previous insurance agency for two... years, but they were no match for Meghan at Hettler. She was able to find the same policy/coverage with a significantly lower premium (with the potential for even more savings after 90 days). Every one of the staff is courteous, attentive, and helpful. Thanks Meghan and everyone at Hettler!read more
Weijun Huang
Weijun Huang
20:48 01 Jan 20
A friend recommended Hettler Insurance Agency for my familyโ€™s health insurance last year. As new immigrants, we got totally lost with what we can choose and how. Mr. Hettler has been so patient to us with full... explanation of the policies and all the guidance we need. We are very thankful to him with the insurance package we get. This is the company where the staff are very friendly and they always know what the customers need.read more
Chuck Lanehart
Chuck Lanehart
02:00 15 Dec 19
Ron Hettler and his staff are the best. I have used Ron for personal and business insurance for 20+ years, with no regrets. Recently he helped me sign up for Medicare supplemental insurance. We spent a good hour going... over the endless inane paperwork, even though I know his compensation for this is next to nothing. Good people, good insurance.read more
See All Reviews
js_loader
  • Popular
  • Recent
  • texas solar ranking
    Solar Powered Homeowners Insurance in Texas
    July 14, 2016
  • 4 Reasons Lubbock Texas is Dangerous
    June 19, 2019
  • Lubbock growing
    Top Reasons Lubbock Is The Best Place To Live In 2019
    June 19, 2019
  • Home Renovation Strategies Long Term Value Investments Pay Off | Lubbock Insurance | Hettler Insurance Agency, Lubbock Texas, Call 8067987800
    Home Renovation Strategies and Long-Term Value: Investments That Pay Off
    September 27, 2023
  • Hidden Dangers FPE Panel Stab-Lok Circuit Breakers and Your Home square-ebook-cover | Hettler Insurance Agency, Lubbock Texas, 806-798-7800
    Danger: FPE Panel Stab-Lok Circuit Breakers
    March 19, 2024
  • July 4th Closed | Lubbock Insurance | Hettler Insurance Agency, Lubbock Texas, 806-798-7800
    Closed July 4th & 5th
    July 3, 2024
  • Hidden Dangers FPE Panel Stab-Lok Circuit Breakers and Your Home square-ebook-cover | Hettler Insurance Agency, Lubbock Texas, 806-798-7800
    Danger: FPE Panel Stab-Lok Circuit Breakers
    March 19, 2024
  • Happy New Year 2024 | Lubbock Insurance | Hettler Insurance Agency, Lubbock Texas, 806-798-7800
    New Year, Closed Jan. 1st, 2024
    December 29, 2023
  • Mercury Insurance, Claims, Ho Ho Homeowners Holidays | Lubbock Insurance | Hettler Insurance Agency, Lubbock Texas, 806-798-7800
    Essential Guide to Auto Insurance: Understanding, Customizing, and Optimizing Your Policy
    December 29, 2023
  • Dec. 15th Noon-2pm, Closed for Long Lunch, Employee Christmas Party | Lubbock Insurance | Hettler Insurance Agency, Lubbock Texas, 806-798-7800
    Dec. 15th Noon-2pm, Closed for Long Lunch, Employee Christmas Party
    December 6, 2023

Categories


Archives


Facebook Feed

Cover for Hettler Insurance Agency
631
Hettler Insurance Agency

Hettler Insurance Agency

Independent Lubbock Insurance Agency providing Texans with Auto, Home, Business, Health, Life insurance in Lubbock Texas. Self-service Life Insurance Quote GetLifePolicy.com New office at 4720 S Loop 289, Lubbock, Texas 79414 806-798-7800

Hettler Insurance Agency is at Hettler Insurance Agency.

1 day ago

Hettler Insurance Agency
๐Ÿก Shopping for home insurance in Texas is NOT as simple as picking the lowest number on a comparison site. The wrong policy leaves you underinsured after a hail storm. The right one saves you hundreds a year and actually pays out when a claim hits.Our new guide walks Texas homeowners through the full shopping process: independent vs captive vs direct agents, how to verify a license with the Texas Department of Insurance (call 800-252-3439 before you hand anyone your info), what to gather about your property before your first call, how to use HelpInsure.com the RIGHT way (sample data only โ€” not real quotes), and the exact side-by-side comparison sheet that reveals gaps most homeowners miss.The uncomfortable truth: most coverage mistakes and claim problems don't happen because of bad luck. They happen because homeowners didn't have an informed advocate reviewing the policy before they signed.Hettler Insurance is family-owned, independent, serving Texas since 1992, shopping 30+ top-rated carriers on your behalf at no extra fee.Read the full guide: hettlerinsurance.com/2026/07/17/how-to-shop-independent-insurance-as-a-texas-homeowner/ ๐Ÿ“ž (806) 798-7800๐Ÿ“ 4720 S Loop 289, Lubbock, #texashomeownersH#independentagentn#homeinsurancee#lubbockinsurancek#westtexas##insuranceshoppingc#hettlerinsurancer#gethettlerGetHettler ๐Ÿค ... See MoreSee Less

How to shop independent insurance as a Texas homeowner

hettlerinsurance.com

TL;DR summary: Shopping for home insurance in Texas requires understanding the differences between independent, captive, and direct insurers to ensure optimal coverage and pricing. Verifying agentsโ€™...
View on Facebook
· Share

Share on Facebook Share on Twitter Share on Linked In Share by Email

Hettler Insurance Agency is in Texas.

1 day ago

Hettler Insurance Agency
I wrecked my car. Who do I pay the deductible to? #hettlerinsurance #lubbockinsurance #autoinsurance ... See MoreSee Less

Video

View on Facebook
· Share

Share on Facebook Share on Twitter Share on Linked In Share by Email

Hettler Insurance Agency is at Hettler Insurance Agency.

2 days ago

Hettler Insurance Agency
๐Ÿก Most Texas homeowners find out AFTER a storm that their standard policy never covered flood, and never covered wind or hail in their zone. By then, it's too late.Our new guide walks through the property-insurance stack Texas homes actually need: standard homeowners as the foundation, NFIP or private flood coverage on top, and either TWIA (coastal) or private windstorm (inland hail zones like Lubbock) layered in. Plus the WPI-8 Certificate, the private-insurer denial letter TWIA requires, and the replacement-cost valuation that keeps you from being $100K short at rebuild time.One warning worth its own paragraph: TWIA stops writing new policies the moment a named storm threatens the Gulf. If you're coastal, you settle windstorm coverage in April, not August.Ron and Meghan Hettler are both CIC (Certified Insurance Counselors), and Hettler Insurance shops 30+ top-rated Texas carriers on your behalf.Read the full guide: hettlerinsurance.com/2026/07/16/how-to-secure-property-insurance-in-texas/๐Ÿ“ž (806) 798-7800๐Ÿ“ 4720 S Loop 289, Lubbock, #texashomeownersH#PropertyInsurancey#floodinsuranced#TWIAa#windandhaili#lubbockinsurancek#hettlerinsurancer#gethettlerGetHettler ๐Ÿ›ก๏ธ ... See MoreSee Less

How to secure property insurance in Texas

hettlerinsurance.com

TL;DR summary: Texas homeowners face complex challenges in securing adequate property insurance due to exclusions for flood, wind, and hail damage. Proper documentation, proactive planning, and layere...
View on Facebook
· Share

Share on Facebook Share on Twitter Share on Linked In Share by Email


Trusted. Expert. Advisors.

Don’t Do Insurance Alone!
Free Quote
  • 30+ years insurance experience.
  • Need a friend on the inside?
  • We speak insurance-ese.

  • Let us do the hard work FOR you!
  • Get Better, Get Hettler!

Call (806) 798-7800

4432 S Loop 289, Lubbock, TX 79414

Hettler Insurance Agency, Lubbock Texas, (806) 798-7800
  • About Us
  • Why an Agency
  • Insurance FAQs
  • Insurance
  • Blog | News
  • Lubbock Biz News
  • Contact

Copyright ยฉ 1992- | Hettler Insurance Agency (License # 9513) | All Rights Reserved | Sitemap | Privacy | Disclaimer | Contact

Page load link
Go to Top