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4432 S Loop 289, Lubbock, TX 79414
Mon – Fri: 8:30am to 5pm
Auto, Home, Biz, Life, Health
Insurance in Lubbock, Texas | Car, Auto, Home, Business, Life, Health | 30 Years Experience | Hettler Insurance Agency
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  • Should College Students Buy Renters Insurance? | Hettler Insurance Agency, Lubbock Texas
    Should College Students Buy Renters Insurance?
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    Should College Students Buy Renters Insurance?
    Tags: Deductible, independent insurance agent, Insurance, landlord insurance, Liability, Renters Insurance|

    After the cost of tuition and books, a lot of college students may not be so eager to spend even more money to buy renters’ insurance. This might, usually, be a mistake. For a student living on-campus, they’re not probably worried about renters insurance. That is if their parents’ homeowner’s policy will cover any loss or damage to personal items. But, verify if the parents’ […]

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  • Homeowners Insurance Protection | Hettler Insurance Agency, Lubbock Texas, Call 806-798-7800
    How To Prepare Before Buying Homeowners’ Insurance
    Gallery
    How To Prepare Before Buying Homeowners’ Insurance
    Tags: Coverage, Deductible, home insurance|

    Do your homework before getting homeowners’ insurance. Use this list and consult your independent insurance agent so they can do some comparison shopping for your home insurance. After you look over all the facts related to your dwelling, you and your agent will be prepared and ready to get the best deal on your homeowners’ insurance policy. How much you know about each of the […]

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  • Car Insurance, Save Money, Less Risk | Hettler Insurance Agency, Lubbock Texas
    Save Money on Car Insurance While Taking Less Risk
    Gallery
    Save Money on Car Insurance While Taking Less Risk
    Tags: auto insurance, Deductible, Full Coverage, Liability|

    Why do you buy Auto Insurance?  “I have to” may be your response and that is so true.  Most states require auto liability insurance and almost all lenders require collision and other than collision coverage (the so-called “Full Coverage” option) on your car insurance. So, “I have to” is a great reason but there is an even better reason….

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Hettler Insurance Agency
Hettler Insurance Agency
4.5
Based on 31 reviews
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blaine bearman
blaine bearman
10:52 03 Nov 22
This was my first time going through an insurance agency, Ron was absolutely amazing!!! I got exactly what I was looking for with Ron's help!! He was very nice and helpful and wanted to help me!! Thank you Ron for this... experience and for helping me get health insurance for my children!! I highly recommend this place for anyone!!!read more
Morgan Cook
Morgan Cook
15:02 24 Jun 22
If you are looking for an insurance agency you can trust, look no further than Hettler Insurance. Meghan and the team are refreshingly professional and easy to work with. I was with my previous insurance agency for two... years, but they were no match for Meghan at Hettler. She was able to find the same policy/coverage with a significantly lower premium (with the potential for even more savings after 90 days). Every one of the staff is courteous, attentive, and helpful. Thanks Meghan and everyone at Hettler!read more
Weijun Huang
Weijun Huang
20:48 01 Jan 20
A friend recommended Hettler Insurance Agency for my family’s health insurance last year. As new immigrants, we got totally lost with what we can choose and how. Mr. Hettler has been so patient to us with full... explanation of the policies and all the guidance we need. We are very thankful to him with the insurance package we get. This is the company where the staff are very friendly and they always know what the customers need.read more
Chuck Lanehart
Chuck Lanehart
02:00 15 Dec 19
Ron Hettler and his staff are the best. I have used Ron for personal and business insurance for 20+ years, with no regrets. Recently he helped me sign up for Medicare supplemental insurance. We spent a good hour going... over the endless inane paperwork, even though I know his compensation for this is next to nothing. Good people, good insurance.read more
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  • Hidden Dangers FPE Panel Stab-Lok Circuit Breakers and Your Home square-ebook-cover | Hettler Insurance Agency, Lubbock Texas, 806-798-7800
    Danger: FPE Panel Stab-Lok Circuit Breakers
    March 19, 2024
  • July 4th Closed | Lubbock Insurance | Hettler Insurance Agency, Lubbock Texas, 806-798-7800
    Closed July 4th & 5th
    July 3, 2024
  • Hidden Dangers FPE Panel Stab-Lok Circuit Breakers and Your Home square-ebook-cover | Hettler Insurance Agency, Lubbock Texas, 806-798-7800
    Danger: FPE Panel Stab-Lok Circuit Breakers
    March 19, 2024
  • Happy New Year 2024 | Lubbock Insurance | Hettler Insurance Agency, Lubbock Texas, 806-798-7800
    New Year, Closed Jan. 1st, 2024
    December 29, 2023
  • Mercury Insurance, Claims, Ho Ho Homeowners Holidays | Lubbock Insurance | Hettler Insurance Agency, Lubbock Texas, 806-798-7800
    Essential Guide to Auto Insurance: Understanding, Customizing, and Optimizing Your Policy
    December 29, 2023
  • Dec. 15th Noon-2pm, Closed for Long Lunch, Employee Christmas Party | Lubbock Insurance | Hettler Insurance Agency, Lubbock Texas, 806-798-7800
    Dec. 15th Noon-2pm, Closed for Long Lunch, Employee Christmas Party
    December 6, 2023

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Hettler Insurance Agency

Hettler Insurance Agency

Independent Lubbock Insurance Agency providing Texans with Auto, Home, Business, Health, Life insurance in Lubbock Texas. Self-service Life Insurance Quote GetLifePolicy.com New office at 4720 S Loop 289, Lubbock, Texas 79414 806-798-7800

Hettler Insurance Agency is at Hettler Insurance Agency.

11 hours ago

Hettler Insurance Agency
Most Texas homeowners assume their insurance policy covers everything under their roof — but personal property coverage has its own rules, limits, and exclusions that catch people off guard every storm season.That TV, your kids' laptops, your jewelry, your home-office equipment — all live in a different section of the policy than the walls and roof. And the surprises hide in the sub-limits: jewelry is often capped at $1,500, cash at $200, and business equipment is barely covered at all. Flood and earthquake? Excluded entirely.Ron Hettler, CIC has been helping Lubbock and West Texas families close these gaps since 1992. As an independent agency representing 30+ top-rated carriers, we shop the market and identify the holes before a hailstorm finds them. Call us for a free policy review.📞 (806) 798-7800📍 4720 S Loop 289, Lubbock, TX 79414🔗 hettlerinsurance.com/2026/05/15/what-is-personal-property-coverage-texas-ho#lubbocktxo#TexasHomeInsurancer#homeownersinsurancer#PersonalPropertyp#hettlerinsurancer#insurancetipse#westtexasTexas 🏡 ... See MoreSee Less

What is personal property coverage? Protect your Texas home

hettlerinsurance.com

TL;DR: Personal property coverage protects belongings but is often misunderstood and can have limits. Texas weather risks make understanding exclusions like flood and earthquake coverage essential. Re...
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Hettler Insurance Agency is at Hettler Insurance Agency.

1 day ago

Hettler Insurance Agency
Running a Texas business is not like running one anywhere else. Hailstorms, flash floods, high litigation rates, and a tight labor market mean the wrong insurance decisions can cost you everything.General liability and commercial property are essential, but standard policies often exclude flood and wind — two of the biggest threats facing Lubbock and West Texas businesses. Cyber liability, business interruption, and umbrella coverage are quickly moving from optional to critical.Hettler Insurance has been helping Texas business owners since 1992. As an independent agency representing 30+ top-rated carriers, we shop the market for you and identify the gaps before they turn into losses. Call us today to review your coverage line by line.📞 (806) 798-7800📍 4720 S Loop 289, Lubbock, TX 79414🔗 hettlerinsurance.com/2026/05/09/types-business-insurance-texas-owners-should-know/#texasbusiness #SmallBusinessInsurance #lubbocktx #CommercialInsurance #hettlerinsurance #businessowners #westtexas 🛡️ ... See MoreSee Less

Types of Business Insurance Every Texas Owner Should Know

hettlerinsurance.com

TL;DR: Lubbock Texas businesses face unique risks like severe weather, requiring tailored insurance coverage. Essential policies include general liability, property, and specialized options like flood...
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Hettler Insurance Agency is at Hettler Insurance Agency.

3 days ago

Hettler Insurance Agency
State minimums are a floor — not a ceiling. Texas requires liability, and insurers must offer PIP and uninsured/underinsured motorist coverage (you can decline those, but only in writing — keep the proof).For most Lubbock homeowners, the smarter build is 100/300/100 liability, UM/UIM, PIP, plus comprehensive for hail. State Farm alone paid $1.4 billion in Texas hail claims in 2025 — that's not a rare event anymore.Ron Hettler, CIC has been helping Texas drivers since 1992, shopping 30+ carriers to balance coverage and cost. Bundling auto and home typically saves 10–25%.Call us at (806) 798-7800 or stop by 4720 S Loop 289, Lubbock, TX 79414.Read the full checklist: hettlerinsurance.com/2026/05/08/auto-insurance-checklist-texas-drivers#lubbocktxo#TexasAutoInsurancer#AutoInsurancer#InsuranceChecklistk#hettlerinsurancerance ... See MoreSee Less

Your essential auto insurance checklist for Texas drivers

hettlerinsurance.com

TL;DR (summary): Texas auto insurance requires liability, PIP, and UM/UIM coverage, which can be rejected in writing. Considering regional weather risks like hail and flooding is essential for adequat...
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4432 S Loop 289, Lubbock, TX 79414

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